10 things you need to know before you move to Switzerland

Switzerland is an exciting place to live, whether you’re drawn by career opportunities, a love of nature, or its reputation for safety and efficiency.

But before you pack your bags, there are some crucial things to consider. From navigating the high cost of living to understanding the local culture, this guide will help you prepare you to move to Switzerland with confidence.

 

What you'll find in this guide ⤵︎

 

🖇️ 1. Prepare for the Bureaucratic Maze of Visas and Residence Permits

🗣️ 2. Language: English Gets You Far, But Not Everywhere

🏡 3. Finding a Home to Rent in Switzerland: How Difficult is It?

👩‍💼 4. Jobs and Work Culture: Punctuality Matters

✨ 5. How long does it take to adjust to life in Switzerland?

💳 6. Cost of Living: Switzerland isn’t Cheap, but You Knew That

🌳 7. Swiss Culture: Rules, Order, and Nature

🧑‍🧑‍🧒‍🧒 8. Will my kids love Switzerland? (They’ll adore it)

🚞 9. Public Transport vs. Owning a Car: The Train Always Wins...and Gets you to Incredible Places

🧮 10. Taxes: Not As Bad As You Think (Depending on Where You Live)

 

 

Basic facts about Switzerland

• Switzerland is safe, efficient and clean, with an outstanding transport infrastructure.

• The high living standard in Switzerland is reflected in the high cost of living.

• The four regions of Switzerland differ greatly in terms of culture and mindset, not just in terms of spoken language.

What will Switzerland be like for you?

Right now, you’re probably obsessing over...

'What’s life in Switzerland going to be like for me? How about for my family? Will I earn enough to be worth it? What about the infamous sky-high cost of living we hear so much about?’

We’ll get to that, but first, a small disclaimer. Asking others for advice about moving to Switzerland is a bit like asking for suggestions for pizza toppings. You’re likely to get very different answers and then get into an argument about pineapple! 

This is especially true if you’re asking questions about Switzerland and you happen to start in the Italian region, jump into a German-speaking canton, or wander into the western part of Switzerland where there is a strong French influence.

Below, we tried our best to sum up the absolute must-know facts you need to know before moving to Switzerland.

 

1. Prepare for the Bureaucratic Maze of Visas and Residence Permits

Let’s be honest—dealing with paperwork is nobody’s idea of fun. But in Switzerland, it’s something you can’t avoid.

The country has strict immigration rules, and missing a requirement could set you back months.

Applying for a Swiss permit comes with its own set of challenges and delays, including status checks and the need for certified translations, which can significantly prolong the processing time. Here’s what you need to know:

 

Do You Need a Visa?

 

• EU/EFTA Citizens: You’re in luck! You don’t need a visa to enter Switzerland, but you’ll have to register and apply for a residence permit within 14 days of arrival if you’re staying longer than three months.

• Non-EU/EFTA Citizens: Things are trickier. You’ll need a visa before arriving, and in most cases, a job offer or proof of financial independence is required. The process takes time, so apply as early as possible.

What Kind of Permit Will You Need?

 

• L Permit: For short-term stays, usually tied to temporary jobs (valid for up to one year).

• B Permit: The most common permit for expats, allowing you to stay long-term. It’s renewable but can be subject to quotas.

• C Permit: This is Swiss permanent residency, available after 5–10 years. It gives you nearly the same rights as Swiss citizens (except voting).

• G Permit: For cross-border commuters who work in Switzerland but live in a neighboring country.

 

2. Language: English Gets You Far, But Not Everywhere

You can survive in Switzerland without German or French, but one of the two will make a huge difference when it comes to applying for jobs.

Another big plus is that the locals love it when you throw in a ‘Grüezi’ (hello), a ‘Genau’ (I agree) or ‘Das ist fein’ (that is delicious) which you can use when enjoying the Swiss special: fondue.

To give you an overview, Switzerland has four official languages:

• German (62%) – Zurich, Bern, Basel

• French (22%) – Geneva, Lausanne

• Italian (8%) – Ticino

• Romansh (less than 1%) – Graubünden

Pictured above: Locarno, a charming city from the Ticino region, where people speak Italian

 

While many expats appreciate the quality of life in Switzerland, they often find it challenging to make Swiss friends, highlighting the cultural differences that may exist.

So, while English is widely spoken in business settings, learning the local language will improve your experience and integration.

 

3. Finding a home to rent in Switzerland: How Difficult is It?

Securing an apartment in Switzerland isn’t just about having the money—it’s about having the right paperwork, persistence, and sometimes, luck.

Especially in the bigger cities, vacancy rates are extremely low, so make sure you set the right expectations for yourself and your family: decide on the deal breakers and the things you can do without. 

Tips for Success

• Have your documents (proof of income, permit, references) ready.

• Apply immediately when you see a listing—competition is fierce.

• Consider working with a relocation expert if time is short.

 

4. Jobs and Work Culture: Punctuality Matters

Switzerland has a booming job market, but landing a position isn’t always easy—especially if you don’t speak one of the national languages.

Obtaining Swiss residency can significantly enhance employment opportunities for expats, making it easier to secure jobs in sought-after fields and even establish a business.

If you’re moving here for work, it’s good to know which industries are thriving and what the workplace culture is like.

Which Jobs Are in Demand?

• Banking & Finance – Zurich and Geneva are global financial hubs, home to giants like UBS and Credit Suisse.

• Pharmaceuticals & Biotech – Basel is a hotspot, with Roche and Novartis leading the industry.

• Tech & Engineering – Zurich and Lausanne are buzzing with startups, AI firms, and software engineering roles.

• Hospitality & Tourism – Switzerland’s stunning landscapes keep the travel industry thriving.

• Education & Research – ETH Zurich and EPFL are among the best universities in the world, attracting academics and researchers. 

Pictured above: Geneva, one of the most sought-after Swiss cities because of its job market

 

What’s It Like to Work in Switzerland?

Swiss work culture is efficient, polite, and professional. A few things to keep in mind:

• Punctuality is everything – Being late to a meeting is a big no-no.

• Hierarchy matters – Most companies have a formal structure, and respect for authority is key.

• Work-life balance is good – While the Swiss are hardworking, they also value their free time. Many companies offer flexible working hours and remote work options.

 

5. How long does it take to adjust to life in Switzerland?

Adjusting to life in Switzerland is a different experience for everyone. Some expats settle in quickly, while others take months—or even years—to fully feel at home.

Forming connections with locals and adapting to the cultural nuances can be challenging, making it difficult for newcomers to integrate into local life.

The First Few Months: Overcoming the Initial Shock

• Paperwork and admin overload – The first few months are filled with registering at the local commune, sorting out health insurance, and getting used to the high cost of living.

• Language barriers – While many Swiss people speak English, integrating is much easier if you learn some German, French, or Italian (depending on your region).

• Cultural adjustments – Things like strict recycling rules, quiet Sundays, and an obsession with punctuality might take some getting used to.

The 6-Month Mark: Feeling More Settled

• By this time, you’ll likely have a routine in place—your commute, your favorite grocery stores, and maybe even a few new friends.

• If you have kids, they’ll have adjusted to school, and you’ll have a better understanding of how family life works in Switzerland.

• You’ll start feeling more confident using public transport, understanding local customs, and maybe even speaking a bit of the language.

After a Year: Truly Feeling at Home

• This is when Switzerland starts to feel like home. You’ll have a social circle, know your way around, and likely feel much more integrated.

• Many expats say they feel completely at home after two to three years, especially if they make an effort to embrace Swiss culture.

 

6. Cost of Living: Switzerland isn’t Cheap, but You Knew That

Switzerland is stunningly beautiful but also stunningly expensive. The cost of living here is among the highest in the world, so brace yourself.

However, Switzerland offers numerous tax breaks, positioning the country as a favorable tax haven for high-income individuals and expats.

 

Rent and Housing

Zurich, Geneva, and Zug are notoriously pricey, with even small apartments costing upwards of CHF 3,000 per month.

If you’re flexible, smaller cities like Bern or Lucerne offer slightly more affordable options. Sharing an apartment (WG - Wohngemeinschaft) is a common way to save money.

Swiss Real Estate Market -> a detailed guide

 

Groceries, Transport, and Health Insurance

• Groceries: 30–50% pricier than in neighbouring countries. Many expats cross the border to stock up.

• Public Transport: Expensive but world-class. Consider a Swiss Half Fare Card or GA Travelcard.

• Health Insurance: Mandatory. Monthly costs range from CHF 250 to CHF 500.

 

7. Swiss Culture: Rules, Order, and Nature

Swiss culture is all about order, respect, and efficiency. Life here runs like clockwork (literally), and while it might take some getting used to, there’s a lot to love.

 

Social Norms You Should Know

• Punctuality is non-negotiable – Whether it’s a business meeting or dinner with friends, always be on time.

• Sundays are for rest – Most businesses are closed, and loud activities (like mowing the lawn) are discouraged.

• Recycling is taken seriously – Sorting your trash correctly isn’t optional, it’s expected.

• Friendships take time – Swiss people can seem reserved at first, but once you break the ice, they are incredibly loyal friends.

How to build your social life in Switzerland

 

The Swiss Love the Outdoors

Switzerland is an outdoor paradise, and locals make the most of it. Hiking, skiing, and cycling are hugely popular, and with the country’s excellent public transport system, it’s easy to explore. Some must-do activities include:

• Taking a scenic train ride on the Glacier Express 🚂

• Skiing in Zermatt or Verbier 🎿

• Hiking in the Jungfrau region ⛰️

• Swimming in Lake Geneva or Lake Zurich 🏊‍♂️

Adapting to Swiss life might take a little effort, but once you do, you’ll see why so many people fall in love with this country.

 

 

8. Will my kids love Switzerland? (They’ll adore it)

Switzerland is a paradise for kids, with endless outdoor activities, excellent education, and a safe environment. Families here embrace the outdoors, no matter the weather.

The local motto? “There’s no bad weather, only bad clothing!”

 

Outdoor Lifestyle for Kids

Children in Switzerland grow up skiing, hiking, and playing in the snow. Parks, lakes, and mountains are everywhere, and Swiss cities are designed to be child-friendly. Even urban areas have plenty of green spaces and playgrounds.

 

Childcare and Swiss Schools

• Childcare is expensive – Daycare costs can be high, making it challenging for both parents to work full-time.

• Work-life balance is family-friendly – Many parents work part-time or adjust their schedules to balance family life.

• Kindergarten is mandatory – Starting at age 4 (if your child turns 4 before July 31), children must attend kindergarten.

• Swiss schools are highly regarded – Public schools are excellent, and many expats opt for them instead of costly private or international schools.

More on the Swiss school system

 

9. Public Transport vs. Owning a Car: The Train Always Wins...and Gets you to Incredible Places

Switzerland’s public transport system is fast, reliable, and incredibly scenic. Owning a car is unnecessary in most cities, but helpful if you live in the countryside. If, however, you do need to move your car here, we have just the right guide for you.

If you want to see some of the best views in the world, invest in good quality clothes (hiking gear, winter gear), as you’ll be spending a lot of time outdoors. And yes, Switzerland has stunningly beautiful landscapes. The hype is real.

Pictured above: Glacier Express passing through the Oberalp Pass, Andermatt © Rhaetian Railway

 

Summer is short and the Swiss want to take advantage of every single beautiful day. Don’t be surprised if your local river or lake is flooded with people and portable grills. There are grill places (and even firewood) almost everywhere in Switzerland. You can even find BBQs at most children’s playgrounds. 

In winter, expect the same crowds on the ski and sledging pistes.

Discover the best of Switzerland

 

10. Taxes: Not As Bad As You Think (Depending on Where You Live) 

Switzerland is known for its low taxes—but that depends entirely on where you live. The country has a three-tier tax system, meaning you pay taxes at the federal, cantonal, and municipal levels. Each canton sets its own rates, and the difference between two places can be huge.

 

Tax Breakdown

• Federal tax: Everyone pays this, with rates ranging up to 11.5%.

• Cantonal & municipal taxes: These vary dramatically. Zug and Schwyz have some of the lowest rates, while Geneva and Vaud tend to be higher.

Tax Perks for Expats

Some cantons offer special tax deals for foreign workers, particularly executives and highly skilled professionals. If you’re a high-earner, you might even qualify for a lump-sum taxation system, which lets you negotiate a fixed tax rate instead of paying based on your income.

Different tax agreements apply if you’re working in Switzerland but living across the border (France, Germany, Italy, Austria). It’s always worth talking to a tax expert before you make any big decisions.

Tax system in Switzerland -> a detailed guide